March 24, 2013

Do NOT Wait to Upsize – Here’s Why

If you’re considering selling a house to purchase a larger, more expensive home, waiting a year or two will likely mean a higher sales price as well as a higher purchase price.   So why move up now, you ask? The Numbers Don’t Lie… If you look at the dollars and cents, a $200,000 home that […]
March 18, 2013

New Credit Criteria May Help Buyers and Renters

A new credit scoring system will potentially offer credit applicants a boost in their rating and help establish credit for people who previously had little to no credit history. The three major credit bureaus, Experian, Equifax and Transunion, will begin using the latest version of the VantageScore, the credit score they created.  According to John Ulzheimer, […]
March 18, 2013

Five Ways to Boost Your Credit Score

Do you have a FICO credit score under 620 points? If you do, you are probably making significantly higher payments for your auto loan, student loan interest charges, mortgage, credit cards and even auto and life insurance.  Insurance rates are tied, in part, to your credit rating.   Here’s the breakdown on what a credit score is based on, according to CNN Money: 35% on payment history. 30%  on the amount […]