Citizens Property Insurance Corp. Board of Governors approved an overall average reduction of 2.9 percent statewide for personal residential policyholders. Single family homeowners will see an average drop of 3.2 percent and personal and commercial rates will decrease by 1 percent. These recommendations, however, still must be approved by the Florida Office of Insurance Regulation before they take […]
It’s good news for flood insurance rates. The Senate passed the Flood Insurance Bill and President Obama plans to sign it. Before Biggert-Waters The annual flood insurance rate increase was capped at 10 percent The home improvement threshold was set at 50 percent of a home’s value. This refers to an increase in the flood insurance rate based on the percentage of renovation or remodeling […]
Homeownership has tax advantages. The down payment on the purchase of a house is not deductible. However, these four items are deductible on your annual U.S. income taxes. Mortgage loan interest Real estate taxes Closing fees that decrease the rate of the mortgage loan Mortgage insurance required on all FHA and VA loans, and on conforming or […]
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