March 18, 2013
A new credit scoring system will potentially offer credit applicants a boost in their rating and help establish credit for people who previously had little to no credit history. The three major credit bureaus, Experian, Equifax and Transunion, will begin using the latest version of the VantageScore, the credit score they created. According to John Ulzheimer, […]
March 18, 2013
Do you have a FICO credit score under 620 points? If you do, you are probably making significantly higher payments for your auto loan, student loan interest charges, mortgage, credit cards and even auto and life insurance. Insurance rates are tied, in part, to your credit rating. Here’s the breakdown on what a credit score is based on, according to CNN Money: 35% on payment history. 30% on the amount […]
March 17, 2013
The newest Italian eatery on Miracle Mile in Coral Gables was jam packed Saturday night and super noisy but we were able to shout through the hustle bustle and enjoy the evening. We were served Italian bread with nothing of interest to dip or smear. It took quite a few requests to receive the olive oil. Our group […]
March 11, 2013
CASH. Condos under $250,000 are being bought by local and foreign investors for cash. No cash – no deal. If you add a finance contingency, you can just about forget it. Sellers are receiving multiple offers and can pick and choose from the highest and best offer – for cash. In fact, sellers are receiving above […]
March 11, 2013
Gables Estates, the privately gated waterfront community east of Old Cutler Road, between 80th St and 92nd St. currently has 12 homes for sale. Most of these residential estates have been on the market for only two to three months, suggesting that luxury waterfront property is selling in Miami. Properties for sale in this exclusive community range between a ten bedroom, […]
March 11, 2013
The Miami City Ballet (MCB) performed their Program III, The Masters, on Sunday at the Adrienne Arsht Center and it was wonderful. With new Artistic Director Lourdes Lopez in charge this season, MCB has stayed true to form, continuing with outgoing Artistic Director Edward Villella’s vision in presenting three George Ballanchine ballets as the cornerstone of the program. […]
March 9, 2013
I recently represented the buyer in the purchase of a condo. After a lengthy contract negotiation, with both sides in full agreement, the seller added a stipulation to the contract that the sale was contingent on her divorce. The listing agent suggested that this was a minor change to the contract, but I knew immediately that it was a significant problem. After reviewing the […]
March 4, 2013
Gables by the Sea, a lovely Coral Gables community on the water, has fifteen homes for sale as of March, 2013. The most expensive listing is a 6 bedroom, 5 bathroom contemporary beauty that has 7,765 SF with fabulous views of Biscayne Bay, offered at a list price of $8,999,000.00 (a whopping $1,159/SF). The lowest […]